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MOBILE BANKING

  • Mobile banking
  • Service provided by a bank

    Mobile banking is a service that allows a bank's customers to conduct financial transactions using a mobile device. Unlike the related internet banking

    Mobile banking

    Mobile banking

    Mobile_banking

  • Mobile payment
  • Payment services via a mobile device

    Mobile payment, also referred to as mobile money, mobile money transfer and mobile wallet, is any of various payment processing services operated under

    Mobile payment

    Mobile payment

    Mobile_payment

  • Smartphone
  • Handheld mobile device

    dedicated audio guide equipment. In many countries, mobile phones are used to provide mobile banking services, which may include the ability to transfer

    Smartphone

    Smartphone

    Smartphone

  • Zelle
  • Digital payments network

    bank account (within the United States) using a mobile device or the website of a participating banking institution. Transfers between bank accounts of

    Zelle

    Zelle

    Zelle

  • Mobile commerce
  • Commerce via hand held devices

    E-commerce Mobile banking Mobile commerce service provider Mobile dial code Mobile marketing Mobile payment Mobile ticketing Mobile app "Global Mobile Commerce

    Mobile commerce

    Mobile_commerce

  • OCBC Bank
  • Singaporean multinational banking and financial services corporation

    Banking Corporation Limited (Chinese: 華僑銀行有限公司; pinyin: Huáqiáo Yínháng Yǒuxiàn Gōngsī), abbreviated as OCBC, is a Singaporean multinational banking and

    OCBC Bank

    OCBC Bank

    OCBC_Bank

  • Zong (mobile network)
  • Pakistani mobile network operator

    Circle. Moreover, it also offers data plans and branch-less banking. Timepey was the mobile banking service offered by Zong in association with Askari Bank

    Zong (mobile network)

    Zong (mobile network)

    Zong_(mobile_network)

  • Online banking
  • Internet-based financial transactions

    Online banking, also known as internet banking, digital banking, virtual banking, web banking or home banking, is a system that enables customers of a

    Online banking

    Online banking

    Online_banking

  • Current (financial services company)
  • American financial technology company

    development company (FinTech) based in New York City which provides mobile banking services through its partner banks, Choice Financial Group and Cross

    Current (financial services company)

    Current_(financial_services_company)

  • List of telecommunication companies in Pakistan
  • List of dialling codes in Pakistan List of mobile codes in Pakistan Telephone numbers in Pakistan "Telecom Indicators | PTA". Pakistan Telecommunication

    List of telecommunication companies in Pakistan

    List_of_telecommunication_companies_in_Pakistan

  • List of countries by mobile banking usage
  • This is a list of countries by mobile banking usage as measured by the percentage of the population. Mobile banking is generally defined as a service provided

    List of countries by mobile banking usage

    List_of_countries_by_mobile_banking_usage

  • Mobile phone
  • Portable device to make telephone calls using a radio link

    mobile phones.[citation needed] In many countries, mobile phones are used to provide mobile banking services, which may include the ability to transfer

    Mobile phone

    Mobile phone

    Mobile_phone

  • Bank
  • Financial institution that accepts deposits

    customers Online banking over the Internet to perform multiple types of transactions Mobile banking is using one's mobile phone to conduct banking transactions

    Bank

    Bank

    Bank

  • Chime (company)
  • American financial services company

    technology company based in San Francisco, California. It provides fee-free mobile banking services through partnerships with two national banks, Stride Bank and

    Chime (company)

    Chime (company)

    Chime_(company)

  • SMS banking
  • Form of mobile banking

    SMS banking is a form of mobile banking. It is a facility used by some banks or other financial institutions to send messages (also called notifications

    SMS banking

    SMS banking

    SMS_banking

  • Bank of Maldives
  • Maldives financial institution

    Banking services for businesses were introduced in 2007, followed by personal Internet Banking in 2015 alongside the country's first Mobile Banking App

    Bank of Maldives

    Bank_of_Maldives

  • Telephone banking
  • Financial service provided via telephone

    online banking in the early 2000s started a long-term decline in the use of telephone banking in favor of internet banking. The advent of mobile banking further

    Telephone banking

    Telephone_banking

  • Bulge bracket
  • World's largest investment banks

    notification of a financial transaction, where the largest advisors on investment banking operations (mergers, acquisitions, IPOs, or debt issuance) are listed first

    Bulge bracket

    Bulge bracket

    Bulge_bracket

  • Core banking
  • Type of banking service

    automated teller machines, Internet banking, mobile banking and branches. Core banking software is a key part of banking software and network technology that

    Core banking

    Core_banking

  • Private banking
  • Special banking for wealthy individuals

    and mobile phones ensure that banks have to innovate and look for new markets. For example, the growth of HNWIs is low in traditional private banking markets

    Private banking

    Private banking

    Private_banking

  • Retail banking
  • Offering of services by a financial institution to the general public

    Retail banking, also known as consumer banking or personal banking, is the provision of services by a bank to the general public, rather than to companies

    Retail banking

    Retail banking

    Retail_banking

  • Digital banking
  • Banking services delivered over the Internet

    virtual process that includes online banking, mobile banking, and beyond. As an end-to-end platform, digital banking must encompass the front end that consumers

    Digital banking

    Digital banking

    Digital_banking

  • Transaction account
  • Bank holding that clients can access on demand

    using their mobile phone. In the UK this has become the leading way people manage their finances, as mobile banking has overtaken internet banking as the most

    Transaction account

    Transaction account

    Transaction_account

  • Payment card
  • Card issued by a financial institution

    payment cards were introduced to the banking sector in 1979, and came into wider use in the mid-1980s. In some banking networks, the two functions of ATM

    Payment card

    Payment card

    Payment_card

  • Financial technology
  • Subset of technologies used in finance

    wide array of technological tools in financial services, including mobile banking, online lending platforms, digital payment systems, robo-advisors, and

    Financial technology

    Financial technology

    Financial_technology

  • Varo Bank
  • American neobank

    private equity firm Warburg Pincus to start the company and developed a mobile banking app. The app was released in 2017 and allowed users to make direct deposits

    Varo Bank

    Varo Bank

    Varo_Bank

  • Non-bank financial institution
  • Institution without a full banking license

    A non-banking financial institution (NBFI) or non-bank financial company (NBFC) is a financial institution that is not legally a bank; it does not have

    Non-bank financial institution

    Non-bank financial institution

    Non-bank_financial_institution

  • Giro (banking)
  • Payment transfer from one bank account to another bank account and initiated by the payer

    with giro invoices in the standard formats, which can be scanned by a mobile banking app, have their numbers manually typed in to a web form, or physically

    Giro (banking)

    Giro (banking)

    Giro_(banking)

  • Demand deposit
  • Funds held in demand deposit accounts

    Mobile banking platforms Many developing countries have lower demand deposit ratios due to: Higher cash usage in daily transactions Limited banking infrastructure

    Demand deposit

    Demand deposit

    Demand_deposit

  • List of banks in Spain
  • 2020s, with the growth of online banks, neobanks and mobile banking platforms. European banking supervision distinguishes between significant institutions

    List of banks in Spain

    List of banks in Spain

    List_of_banks_in_Spain

  • Bank Mandiri
  • Indonesian bank

    Sejahtera Retail Brokerage Service Retail Brokerage Consumer Banking Treasury (CBT) Consumer Banking Treasury Livin' by Mandiri Kopra by Mandiri Bank Mandiri

    Bank Mandiri

    Bank Mandiri

    Bank_Mandiri

  • Commercial bank
  • Financial institution that accepts deposits and provides loans

    refer to a bank or a division of a larger bank that deals with wholesale banking to corporations or large or middle-sized businesses, to differentiate from

    Commercial bank

    Commercial bank

    Commercial_bank

  • Upgrade, Inc.
  • American financial services company

    maintain any physical branch banking locations. Upgrade offers a wide range of banking and credit products, including mobile banking, BNPL, credit cards, personal

    Upgrade, Inc.

    Upgrade,_Inc.

  • PalmPay
  • Fintech company

    PalmPay Limited, commonly called PalmPay, is a fintech mobile banking company founded in 2019 with headquarter in Ikeja, Lagos State, Nigeria. The company

    PalmPay

    PalmPay

  • Delta Community Credit Union
  • Savings and loans co-operative

    had a Delta Air Lines relationship). In 2010, Delta Community offered Mobile Banking as an option to members. In 2013, Hank Halter was appointed President

    Delta Community Credit Union

    Delta_Community_Credit_Union

  • Trust Merchant Bank
  • in all sectors of the local banking market, including in retail banking, SME banking, corporate banking, and mobile banking. The bank is regulated by the

    Trust Merchant Bank

    Trust_Merchant_Bank

  • History of banking
  • Development of banking institutions and practices from antiquity to the present

    The history of banking began with the first prototype banks, that is, the merchants of the world, who gave grain loans to farmers and traders who carried

    History of banking

    History of banking

    History_of_banking

  • Birbank
  • Mobile banking application

    Birbank is a mobile banking application and digital banking service of Kapital Bank in Azerbaijan. As of 2025, Birbank has more than 3 million active users

    Birbank

    Birbank

  • Wealth management
  • Investment management and financial planning service

    booking centres for internationally mobile wealth, according to BCG. According to Euromoney's annual Private banking and wealth management ranking 2013

    Wealth management

    Wealth management

    Wealth_management

  • Wholesale banking
  • Offering of services by financial institutions to large institutional customers

    management Syndicated loans Merchant banking Retail banking Commercial banking Investment banking Shadow bank "wholesale banking". Finance Practitioner. Retrieved

    Wholesale banking

    Wholesale banking

    Wholesale_banking

  • MTS Bank
  • Russian commercial bank

    in Moscow. It provides retail banking and business banking services throughout Russia and has a focus on mobile banking. The bank was founded in 1993

    MTS Bank

    MTS_Bank

  • National Payments Corporation of India
  • Umbrella organisation for operating retail payments and settlement systems in India

    channels like Internet, Internet Banking, Mobile, Mobile-Banking, POS (Point of Sale terminal), Mobile Wallets, MPOS (Mobile Point of Sale terminal), Kiosk

    National Payments Corporation of India

    National_Payments_Corporation_of_India

  • Entersekt
  • South African fintech company

    a global fintech provider of mobile-based authentication and app security software protecting online and mobile banking transactions and payments. In

    Entersekt

    Entersekt

  • Regional Rural Bank
  • Government banks at regional level

    pensions, providing para-banking facilities like locker facilities, debit and credit cards, mobile banking, internet banking, and UPI services. There

    Regional Rural Bank

    Regional Rural Bank

    Regional_Rural_Bank

  • Credit card
  • Card for financial transactions on credit

    regarded as major anti-fraud credit devices. Debit cards, online banking, ATMs, mobile banking, and installment plans are used more widely than credit cards

    Credit card

    Credit card

    Credit_card

  • M-Pesa
  • Mobile banking service owned by Safaricom

    resellers and retail outlets acting as banking agents. M-PESA spread quickly, and by 2010 had become the most successful mobile-phone-based financial service in

    M-Pesa

    M-Pesa

    M-Pesa

  • Open banking
  • Financial services term to allow sharing of financial data

    promoting the development and use of innovative online and mobile payments through open banking. This introduced a number of new services, definitions, and

    Open banking

    Open_banking

  • Investment banking
  • Financial service providing capital-raising and advisory functions

    Investment banking is an advisory-based financial service primarily for corporations, governments, and institutional investors. Traditionally associated

    Investment banking

    Investment banking

    Investment_banking

  • YONO
  • Indian digital banking platform powered by SBI

    bookings, online shopping, or medical bill payments. YONO is offered as a mobile banking app for both Android and iOS. The launch of YONO had a code name project

    YONO

    YONO

  • Neobank
  • Online-only direct bank

    offering banking-like services via apps; the term "neobank" began gaining traction from around 2017 onward. Growth in neobanks is driven by mobile adoption

    Neobank

    Neobank

    Neobank

  • Gambling in Bangladesh
  • about potential financial risks, addiction, and criminal activity. Mobile banking agents in Meherpur have served as a conduit for many online gambling

    Gambling in Bangladesh

    Gambling_in_Bangladesh

  • SMS
  • Text messaging service component

    also used for mobile marketing (a type of direct marketing), two-factor authentication logging-in, televoting, mobile banking (see SMS banking), and for other

    SMS

    SMS

    SMS

  • Fractional-reserve banking
  • Banking system where institutions hold only a fraction of deposits as reserves

    Fractional-reserve banking is the system of banking under which banks that take deposits from the public keep only part of their deposit liabilities in

    Fractional-reserve banking

    Fractional-reserve banking

    Fractional-reserve_banking

  • Savings account
  • Type of bank account

    financial institution can help avoid fees due to overdrafts and reduce banking costs. Savings accounts are very popular in India, and almost 80% of the

    Savings account

    Savings account

    Savings_account

  • BRAC Bank
  • Private commercial bank in Bangladesh

    traditional banking services such as deposits, loans, and cards, BRAC Bank also offers digital banking, including online banking, mobile banking, and e-wallet

    BRAC Bank

    BRAC_Bank

  • Opay
  • Nigerian mobile banking company

    fastest unicorn". World Economic Forum. Retrieved 2026-04-03. "Nigeria's Best Mobile Payment Platform: OPay Brings Inclusive Finance to Millions of People".

    Opay

    Opay

    Opay

  • V-Key
  • institutions, mobile payment providers and governments to implement cloud-based payments, authentication for mobile banking, and secured mobile applications

    V-Key

    V-Key

  • Electronic funds transfer
  • Electronic transfer of money from one bank account to another

    through an electronic terminal, telephone, computer (including on-line banking) or magnetic tape for the purpose of ordering, instructing, or authorizing

    Electronic funds transfer

    Electronic funds transfer

    Electronic_funds_transfer

  • Jazz (mobile network operator)
  • Pakistani telecommunications company

    Pakistan Mobile Communications Limited (PMCL), doing business as Jazz, is a Pakistani mobile network operator headquartered in Islamabad. It is currently

    Jazz (mobile network operator)

    Jazz (mobile network operator)

    Jazz_(mobile_network_operator)

  • Israel Discount Bank
  • Israeli banking institution

    through various channels including physical branches, online banking, and mobile banking. As of 2025, the bank reported net income of ILS 4.14 billion

    Israel Discount Bank

    Israel Discount Bank

    Israel_Discount_Bank

  • Ryan McInerney
  • American business executive; CEO of Visa Inc.

    helped launch the company's first mobile banking product. Eventually, he led JPMorganChase's entire consumer banking division, which put McInerney in charge

    Ryan McInerney

    Ryan McInerney

    Ryan_McInerney

  • XacBank
  • Mongolian banking company

    branches, along with digital channels including ATMs, internet and mobile banking serving 700,000 customers in Mongolia. XacBank is owned by TenGer Financial

    XacBank

    XacBank

    XacBank

  • Banking in China
  • Government managed banking system

    China's banking sector had CN¥417 trillion (US$58.54 trillion) in assets at the end of 2023. The "Big Four" state-owned commercial banks are the Bank

    Banking in China

    Banking_in_China

  • First Tech Federal Credit Union
  • Credit union in Oregon, US

    was shortened to First Tech Credit Union. First Tech began offering mobile banking in 2000, account aggregation in 2001, and biometric two-factor authentication

    First Tech Federal Credit Union

    First Tech Federal Credit Union

    First_Tech_Federal_Credit_Union

  • SWIFT
  • Financial telecommunication network

    cross-border transactions, this step often takes place through correspondent banking accounts that financial institutions have with each other. SWIFT means

    SWIFT

    SWIFT

    SWIFT

  • Wire transfer
  • Method of electronic funds transfer

    Investment management Islamic banking Loan Mathematical finance Mobile banking Money creation Pension fund Private banking Sustainability Sustainable finance

    Wire transfer

    Wire transfer

    Wire_transfer

  • Dropper (malware)
  • Windows-platform based computer malware

    Automatic Transfer Service (ATS), allowing attackers to siphon funds from mobile banking applications. This type of malware typically enters devices through

    Dropper (malware)

    Dropper_(malware)

  • Merchant bank
  • Deals in commercial loans and investment

    to Jews, also gradually moved into banking. This course of events set the stage for the rise of Jewish family banking firms whose names still resonate today

    Merchant bank

    Merchant bank

    Merchant_bank

  • Full-reserve banking
  • Offering of loans exclusively from time deposits

    Full-reserve banking (also known as 100% reserve banking) is a system of banking where banks do not lend demand deposits and instead only lend from time

    Full-reserve banking

    Full-reserve banking

    Full-reserve_banking

  • Direct bank
  • Bank that only offers services remotely

    "Internet Banking has since become a core part of OCBC Bank's multi-channel strategy – which also encompasses branches, ATMs and Mobile Banking". The direct

    Direct bank

    Direct bank

    Direct_bank

  • UniCredit Bank Romania
  • Romanian bank of the UniCredit group

    Banking in 2009 and recorded the highest value of transactions in Romania by Online Banking. In October 2012, UniCredit Bank launched Mobile Banking [sic]

    UniCredit Bank Romania

    UniCredit_Bank_Romania

  • Canadian Imperial Bank of Commerce
  • Canadian banking institution

    French: Banque canadienne impériale de commerce) is a Canadian multinational banking and financial services corporation headquartered at CIBC Square in Toronto's

    Canadian Imperial Bank of Commerce

    Canadian Imperial Bank of Commerce

    Canadian_Imperial_Bank_of_Commerce

  • Banking in India
  • Modern banking in India began in the mid-18th century. Among the first banks were the Bank of Hindustan, which was established in 1770 and liquidated

    Banking in India

    Banking in India

    Banking_in_India

  • KakaoBank
  • Internet-based South Korean bank

    Korean: 주식회사 카카오뱅크) is a South Korean financial institution specializing in mobile banking services and financial technology. It was founded in 2016 through a

    KakaoBank

    KakaoBank

  • Dutch-Bangla Bank
  • Private-sector bank in Bangladesh

    introduce Mobile Financial Services (MFS).[1] In 2011, The bank launched Mobile Financial Services, later branded as Rocket, which pioneered mobile banking in

    Dutch-Bangla Bank

    Dutch-Bangla Bank

    Dutch-Bangla_Bank

  • Diebold Nixdorf
  • American multinational financial and retail technology company

    increasingly focusing on technology related to mobile banking as of 2008,[update] incorporating mobile banking into many of its products. That year Diebold

    Diebold Nixdorf

    Diebold Nixdorf

    Diebold_Nixdorf

  • Monitise
  • Monitise was a British fintech company that provided mobile banking services and technology for mobile phones to financial institutions. Monitise was founded

    Monitise

    Monitise

    Monitise

  • Banking in Australia
  • Banking in Australia is a central component of the country's financial system and one of the most concentrated banking sectors in the world. As of 2025[update]

    Banking in Australia

    Banking_in_Australia

  • BRICS Pay
  • Distributed payment messaging mechanism system

    Council. The team that cooperatively runs BRICS PAY consists of financial, banking technology experts from the four founding nations of BRICS, as well as

    BRICS Pay

    BRICS Pay

    BRICS_Pay

  • Kotak Mahindra Bank
  • Indian private sector bank

    India barred Kotak Mahindra Bank from onboarding new customers via mobile banking, online channels, and issuing new credit cards. Existing customers were

    Kotak Mahindra Bank

    Kotak_Mahindra_Bank

  • Wright-Patt Credit Union
  • Credit union based in Beavercreek, Ohio, United States

    IRA accounts, direct deposit (through ACH), telephone banking, online banking, mobile banking, and remote deposit as well as many other services. As

    Wright-Patt Credit Union

    Wright-Patt_Credit_Union

  • United Bank for Africa Ghana Ltd.
  • Banking subsidiary of UBA in West Africa

    various services such as retail banking, corporate banking, SME support, and digital solutions like internet and mobile banking. The bank's goal in digital

    United Bank for Africa Ghana Ltd.

    United_Bank_for_Africa_Ghana_Ltd.

  • Bank secrecy
  • Agreement between a bank and its clients that activities remain private

    Banking secrecy, alternatively known as financial privacy, banking discretion, or bank safety, is a conditional agreement between a bank and its clients

    Bank secrecy

    Bank secrecy

    Bank_secrecy

  • ATM
  • Device used to perform financial transactions

    media (such as phone cards) Co-ordination of ATMs with mobile phones Integration with non-banking equipment Games and promotional features CRM through the

    ATM

    ATM

    ATM

  • Multitude SE
  • FinTech company

    divisions: Ferratum (consumer banking), CapitalBox (SME banking), and Wholesale Banking. The SweepBank mobile banking app, which previously operated

    Multitude SE

    Multitude SE

    Multitude_SE

  • PSCU
  • Credit union service organization

    five Florida credit unions joined and founded PSCU. PSCU started a mobile banking platform compatible with iOS in November 2009. That same year, the company

    PSCU

    PSCU

  • Universal bank
  • Type of bank

    A universal bank is a type of bank which participates in many kinds of banking activities and is both a commercial bank and an investment bank as well

    Universal bank

    Universal bank

    Universal_bank

  • CB Bank
  • Myanmar commercial bank

    offering mobile banking services to the personnel and corporate clients which include basic banking functions, remote access banking services and mobile airtime

    CB Bank

    CB Bank

    CB_Bank

  • Know your customer
  • Financial institution and company term

    additional rigorous screening for foreign banking accounts, offshore jurisdictions and correspondent banking relationships to combat terrorist financing

    Know your customer

    Know your customer

    Know_your_customer

  • Bank account
  • Financial account maintained by a bank

    Telecommunication (SWIFT) Swiss bank account Money laundering Online banking Telephone banking "What is debit balance? definition and meaning". Businessdictionary

    Bank account

    Bank account

    Bank_account

  • Brett King (businessman)
  • American businessman

    futurist, author, and co-founder of Moven, originally a New York-based mobile banking startup. He is regarded as an influencer in financial services globally

    Brett King (businessman)

    Brett King (businessman)

    Brett_King_(businessman)

  • Ameris Bancorp
  • American publicly traded banking company

    and mobile banking options for both consumers and businesses. The company was founded on October 1, 1971 in Moultrie, Georgia as American Banking Company

    Ameris Bancorp

    Ameris Bancorp

    Ameris_Bancorp

  • Cooperative banking
  • Type of retail or commercial bank organized cooperatively

    Cooperative banking is retail and commercial banking organized on a cooperative basis. Cooperative banking institutions take deposits and lend money in

    Cooperative banking

    Cooperative banking

    Cooperative_banking

  • Salaam Somali Bank
  • Bank in Somalia

    Hormuud Telecom's technology to allow for mobile banking to be available for the first time in Somalia history. Mobile deposits, withdrawals, bank transfers

    Salaam Somali Bank

    Salaam_Somali_Bank

  • Warid Congo
  • Warid Congo SA was a GSM based mobile operator in the Republic of the Congo before its acquisition by Indian telecom company Airtel. It launched commercial

    Warid Congo

    Warid_Congo

  • Elaboration likelihood model
  • Dual process theory of persuasion

    messages for trust within mobile banking was deemed that individuals with more privacy and security concerns in regard to mobile banking tend to rely more on

    Elaboration likelihood model

    Elaboration_likelihood_model

  • Mobile payments in India
  • Payment using smart phones

    person can then use their mobile phone for additional transactions. The major difference between mobile banking and mobile payments is the total absenteeism

    Mobile payments in India

    Mobile_payments_in_India

  • Starling Bank
  • Challenger bank in the United Kingdom

    The bank offers a range of limited personal and business banking services through its mobile app including, among other services, personal current accounts

    Starling Bank

    Starling_Bank

  • National Bank of Kuwait
  • Kuwaiti bank

    Launches Enhanced Mobile Banking App to Elevate Customer Experience". TechAfrica News. Retrieved 2026-05-04. "NBK launches enhanced Mobile Banking App - kuwaitTimes"

    National Bank of Kuwait

    National Bank of Kuwait

    National_Bank_of_Kuwait

  • Payments bank
  • New model of banks initiative by Reserve Bank of India

    Payments banks can issue ATM cards or debit cards and provide online or mobile banking. Bharti Airtel set up India's first payments bank, Airtel Payments Bank

    Payments bank

    Payments bank

    Payments_bank

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MOBILE BANKING

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